Search within:

Financing Medical School

Financial aid sign

Preparing for the Cost of Medical School

Cost of Attendance

As you begin to prepare for medical school, one of the most important steps to take is to prepare yourself for the costs. Understanding the financial undertaking you are committing to is critical to your long-term fiscal well-being.

Follow this six-step financial aid checklist to begin the process of funding your education with federal financial aid.

Financial Aid Checklist

Cost of Attendance

Staying on budget

Finding a roommate, applying for Ohio residency and establishing a budget can help lower your overall expenses. Keep in mind that financial aid budgets for medical students are based on a low to moderate cost of living.

We've created a medical student budget to help manage your personal finances.

Find Out More

Managing the Costs

Scholarship opportunities

Learn More


Heritage College logo

Institutional Scholarships Form

The application for institutional scholarships in the 2023-24 academic year is now available until March 31, 2023. The application is through your SalesForce login. 



Scholarship List


group of military people

Military Health Professions Scholarship

If you are in the military or are considering joining, know about these programs to help you on your path to becoming a physician.

Air Force



NHSC logo

National Health Service Corps 

The scholarship pays tuition, fees and other educational costs and provides a living stipend in return for a commitment to work at least two years at an NHSC-approved site in a medically underserved community.

Learn More

Student Loans

Unsubsidized Stafford Loan

The Unsubsidized Stafford Loan is available to all students regardless of income or credit. This loan is not subsidized by the federal government. You are responsible for all interest that accrues while you are in school, in deferment or during your grace period. You may choose to make interest payments while in school or defer (and accumulate) the interest until repayment.

Learn More

Graduate PLUS Loans

The Grad PLUS loan is available to medical students who have already borrowed the maximum amount of Stafford Loans and still need additional funding.

Learn More

Primary Care Loans

The Primary Care Loan program provides long-term, low-interest loans to full-time students with financial needs to pursue a degree in allopathic or osteopathic medicine.

Learn More

Loans for Disadvantaged Students

The Loans for Disadvantaged Students program provides long-term, low-interest loans to full-time students who need financial assistance to pursue a degree in medicine.

Learn More

Emergency Loan

The Emergency Loan program is available to assist all enrolled Heritage College students with short-term funding for unexpected financial problems.

Learn More

Private Loans

While most medical students use the Stafford and Grad PLUS loan programs, you also have the option to take out private loans. Private loans are used to help bridge the gap between actual costs and financial aid programs. Private loans are funded by private, third-party lenders. Below we have provided a list of several loan companies. These are private loans specific to medical students. Please be sure to check rate and term of the loans, as they may change from month to month.

Learn More


Return to Main Financial Aid Page