Loan Repayment Modules

Loan Repayment Information

The Heritage College of Osteopathic Medicine is in the process of updating its loan repayment education and debt management resources for students. These materials are being refreshed to ensure accuracy, compliance with current federal regulations, and alignment with recent legislative changes.

Updated modules and guidance will be shared as they become available. In the meantime, the HCOM Financial Aid Office remains available to provide individualized counseling and support regarding student loans, repayment options, and financial planning.

Module 1- OU-HCOM Introduction to Modules

Module 2- Your Student Loan Portfolio Part 1

Module 3- Interest Rates and Capitalization

Module 4- Your Student Loan Portfolio Part 2- Who Is Your Loan Servicer?

Module 5- Your Student Loan Portfolio Part 3- When Do Your Loans Come Due?

Module 6- Starting Repayment and PSLF Early

Module 7- Repayment Plans for Federal Loans

Module 8- Income Driven Repayment Plans

Module 9- Choosing an IDR

Module 10- Minimal IDR Payment PGY-1

Module 11- Married Borrowers and Repayment

Module 12- Switching Repayment Plans