Evidence of Insurability (EOI)

EOI is the information we use to determine your eligibility when you’re purchasing insurance.
We require EOI if you’re:

•  Buying an insurance amount higher than the guaranteed issue amount for your plan
•  Already enrolled and want to increase coverage

1. Log in to LincolnFinancial.com or the Lincoln Financial Mobile app. 
   First-time user? Register using company code: 
   LF1993OHIO
   
   Follow the registration steps by entering the requested personal information, completing identity verification, and setting up a username and password.
2. Your information may pre-populate on Lincoln’s portal. Review it and ensure that the portal is displaying the correct coverage type you’re applying for. If you have questions,  please contact benefits@ohio.edu.
3. Select Complete Evidence of Insurability.
4. Answer questions about you (and family members, if applicable), including:

• General applicant information, such as birthdate, height, and weight
• Qualifying questions, including if you or other applicants have been diagnosed with a disease or are prescribed medications or a medical condition
• Medical questions — if you or other applicants have a health condition, we may need more information, such as the name, diagnosis date, and treatments.

5. Review your responses, then electronically sign and submit your
   application. Save your confirmation.

In some cases, you may be automatically approved for coverage. Otherwise, we’ll review your application and contact you if more information is required. In all cases, we’ll notify you of your application outcome. Your employer should not deduct premiums until Lincoln approves the coverage.