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Financial Literacy

Are you interested in learning better ways to manage your money while going to school? Do you want to start using a monthly or semesterly budget? Are you close to graduation and wondering about loan repayment options? We have tools to help! The Office of Student Financial Aid and Scholarships has gathered a variety of resources to assist you in every part of your financial wellness journey. 

Loan Borrowing and Repayment 

The following links are provided on the Federal Student Aid website to assist you in navigating loan repayment. We recommend you use the Repayment Estimator every time you are considering borrowing loans. You can also view the various repayment plans to understand your options upon entering repayment. 

The Ohio Department of Higher Education has produced a video series to raise awareness of student debt avoidance and to provide tips to help college students find available financial assistance. You can view this video here:

Money Management 

Being able to manage everyday expenses while planning for the future is an important skill to develop. Below you can find several tools provided to assist you with this effort. There are three budgeting templates for managing your money for the month, the semester, and the entire school year. We have also provided a basic ledger that you can use to keep track of every expense. We also encourage you to view this Budgeting video from Federal Student Aid.


We also encourage you to review our Financial Literacy Glossary which contains many common terms used in financial aid and financial wellness. 

Financial Literacy Glossary


Finally, we invite you to utilize GradReady. This financial literacy resource provides information and tools to help you manage your finances now and plan for tomorrow. Watch a video, browse the website, complete a budget worksheet; there are a number of resources designed just for you! Creating an account takes less than 2 minutes and it's FREE! 


Ohio University has provided this information and tools for educational purposes only. They are not intended for financial advice. For financial advice please consult a financial professional.