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Premium Rates and Coverage Periods

 

Updates for the 2021/22 Policy Year

  • Coverage periods have been reduced to better coincide with the academic calendar
  • Shorter coverage periods include less insured days, which reduces the amount students have to pay for coverage each semester 
  • Annual premium rates remain the same! No increase to premium rates since 2019
  • Summer coverage period is no longer combined with Spring coverage period
  • Students not enrolled in Summer semester credit hours are eligible to purchase the Summer coverage period on a voluntary basis during Open Enrollment
  • Prepayment of premium amount to student account is required for students not enrolled for any Summer credit hours

 


 

Confirming Your Automatic Enrollment 

  • Domestic students registered for 5 or more Athens credit hours, and international students registered for 1 or more credit hours, will be automatically charged for the student health insurance upon registration. Please review the webpage for details about automatic enrollment.
  • Students automatically charged for the Student Health Insurance are encouraged to confirm their enrollment using the link provided in the emails sent to them from the University Waiver/Enrollment Auditor, ECI Services. Emails are sent from the email address: Ohio@elev834.com. Emails are generally sent the day after charges are applied to the student account and on Wednesday mornings until the Waiver Deadline
    • Confirming enrollment will expedite the student's enrollment information to the insurance company for processing
    • Confirming enrollment will provide access to the health insurance ID card and electronic verification of benefits 
    • Students that do not confirm their enrollment will not have access to their ID card and electronic verification of benefits until after the Waiver/Open Enrollment Deadline
    • Coverage will be backdated by the insurance company to be effective on the first day of the current coverage period
  • Changes to a student's schedule, such as a reduction in credit hours, a class change, or campus location, may require voluntary enrollment in the Student Health Insurance
  • Be sure to review your student account to verify if Voluntary Enrollment is needed
    • Voluntary Enrollment requires submission of an enrollment form during the designated Open Enrollment period each semester
    • Voluntary Enrollments are processed in the order they are received
    • Voluntary Enrollment does not automatically continue
  • Students automatically charged for the Student Health Insurance DO NOT need to submit an enrollment form

 


 

Summer 2022

*Last Coverage Period of the 2021/22 Policy Year*

 

Open Enrollment Period: 4/16/2022 through 5/27/2022

Effective Dates of Coverage : 5/1/2022 through 08/15/2022 (3.5 months)

Premiums: 

     Student: $820.00

     Spouse:  $820.00

     1 Child:   $820.00

     All Children: $1,640.00

*Prepayment of the premium is required if student is not enrolled in Summer 2022 credit hours. A prepayment portal is available in the student's My OHIO Student Center in the Financials section. 

 


 

NEW Opportunity for Summer Coverage!

 

  • Students not enrolled for Summer semester credit hours are eligible to purchase the Summer coverage period for themselves and their dependents on a voluntary basis
  • Voluntary enrollment requires submission of an Enrollment Form during the designated Open Enrollment period
  • Voluntary enrollment does not automatically continue
  • Students not enrolled for any Summer semester credit hours are required to prepay the Summer premium amount(s) to their Student Account prior to the Enrollment Form being processed. 
  • A prepayment portal is available in the student's My OHIO Student Center in the Financials section
  • Prepayment is not required if the student is enrolled for at least (1) credit hour for Summer semester through any OHIO campus
  • Students enrolled for a minimum of 1 credit hour for Summer semester can enroll in a payment plan for the balance of their Student Account with the Office of the Bursar
Important Note:

Domestic students registered for 5 or more Athens credit hours, and international students registered for 1 or more credit hours, will be automatically charged for the student health insurance upon registration. Please review the webpage for details about automatic enrollment.

 


 

*New policy year begins*

Fall 2022

 

Open Enrollment Period: 7/18/2022 through 9/9/2022

Effective Dates of Coverage: 08/16/2022 through 12/31/2022 (4.5 months)

*Premiums: 

     Student: $1,071.00

     Spouse:  $1,071.00

     1 Child:   $1,071.00

     All Children: $2,142.00

 


 

Spring 2023

 

Open Enrollment Period: 12/12/2022 through 1/27/2023; See Important Note below

Effective Dates of Coverage: 1/1/2023 through 5/14//2023 (4.5 months)

*Premiums: 

     Student: $1041.00

     Spouse:  $1041.00

     1 Child:   $1041.00

     All Children: $2,082.00

 

Important Note:

The Student Health Insurance Office will be closed 12/19/2022 - 1/4/2023 for the University Winter Closure and Holiday Break. 

After registering for Spring semester, students voluntarily enrolling in the Spring 2023 coverage period are encouraged to submit their enrollment forms beginning 12/12/2022 and return them prior to 12/17/2022. This will provide the best chance of having the form processed prior to the University Winter Closure so benefits are active by 1/1/2023. All enrollment forms are processed in the order they are received. 

 

 


 

Summer 2023

 

Open Enrollment Period: 4/17/2023 through 5/26/2023

Effective Dates of Coverage : 5/15/2023 through 08/19/2023 (3 months)

*Premiums: 

     Student: $744.00

     Spouse:  $744.00

     1 Child:   $744.00

     All Children: $1,488.00

 

Important Note:

Students not enrolled in Summer semester credit hours are eligible to voluntarily enroll themselves and their dependents in the Summer coverage period. 

Voluntary enrollment requires submission of an enrollment form during the Open Enrollment Period.

Voluntary enrollment coverage does not automatically continue.

*Students not enrolled in any credit hours for Summer semester will be required to prepay the Summer premium amount(s) to their student account prior to their enrollment form being processed.