Curriculum Vita

Business Address

Department of Economics

Ohio University

Athens, OH 45701

Voice(740) 593-2042

Fax (740) 593-0181

E-mail: paxton@ohiou.edu

Education

• Ph.D., Agricultural Economics (Rural Finance), Ohio State University, 1996.
• M.S., Economics, Ohio State University, 1994.
• MLS., Latin American Economic Development, Ohio State University, 1991
• B.S., International Studies, minor in International Business, Ohio State University, 1989 (Graduated with distinction, Summa Cum Laude)

Research and Teaching Interests

• Development Economics
• Latin American Development
• African Development
• Microfinance: outreach and sustainability of financial institutions, savings, by the poor, group lending.

Professional Activities

Present Position - Assistant Professor of Economics, Ohio University, Athens, Ohio, Fall 2000-Present.

- Mi crofinance Consultant, The World Bank, 1995-Present.

International field work:

-researched rural financial intermediaries in the Mexican regions of Oaxaca and la Huasteca for ongoing study on rural savings,

-performed three case studies for "Sustainable Banking with the Poor" (SBP) including field visit, client surveys, financial analysis

-FINCA Costa Rica (1997)

-CARE Guatemala (1996)

-Sahel A ction, Burkina Faso (1995)

Research and analysis

-wrote or co-wrote SBP case studies

-Women's World Banking Colombia (1999)

-Cajas Municipales de Ahorro y Crédito Peru (1999)

-Caja Social Colombia (1998)

-Grameen Bank Bangladesh (1998)

-Caisses Populaires d'épargne et de crédit Niger (1998)

-CARE Kenya (1997)

-developed Depth of Outre ach Indicator to measure the marginality and financial isolation of a financial institution's clients

-designed and administered microfinance institutional survey to over 200 microfinance institutions and analyzed trends (1996)

Instructor:

Wright State University, 1/98 - 12/98

-taught international trade and microeconomics

Rural Finance Consultant, 6/94-8/94

Sahel Action, Burkina Faso

-studied viability of group lending project in Burkina Faso

-surveyed 150 groups to analyze loan repayment

Consultant and research assistant, 4/91 - 11/91

U.S. Agency for International Development, El Salvador

-examined linkages between formal and informal finance

-studied the "financiera" movement of self financing

-analyzed survey data from 2000 households

Teaching and Research Assistant

Ohio State University, 1/90 - 6/95

Intern, U.S. Embassy, Asunción Paraguay, 6/88-9/88

Special Skills

Fluent in Spanish, proficient in French

Comfortable with dynamic programming, statistical packages

Presentations

Paxton, J. "Microfinance and Group Lending in Africa" presentation to World Bank CGAP training seminar

on African finance (2/00).

 

Paxton, J. "Balancing Outreach and Sustainability: Evidence from 12 Latin American Financial Institutions"

presented at World Bank conference "Las Microfinanzas: Hacia Donde Vamos" Cuzco, Peru (6/99).

 

Paxton, J. and Fruman, C. "Outreach and Sustainability of Savings first and Credit-first Financial Institutions: A Comparative

Analysis of Eight Microfinance Institutions in Africa" presented at World Bank SBP seminar series, Washington D.C. (10/98).

 

Paxton, J. and Fruman, C. "Outreach and Sustainability of Savings-led versus Credit-led Financial Institutions - A Comparative

Analysis" presented at Africa Conference on Savings in th e Context of Microfinance, Kampala, Uganda, (2/98).

 

Paxton, J. "Worldwide Inventory of Microfinance Institutions" presented at Microfinance seminar series, The Ohio State

University (11/97).

 

Paxton, J. and Cuevas, C. "Outreach and Sustainability of Member-Based Rural Financial Intermediaries" presented at

International Agricultural Economics Association Meetings, Sacramen to, CA (8/97).

 

Paxton, J. "Worldwide Inventory of Microfinance Institutions" presented at World Bank SBP seminar series, Washington

D.C. (5/96).

 

Paxton, J. "The Pitfalls of Cost Effective Group Lending: Evidence from Burkina Faso" presented at IPC seminar,

Nice, France (3/95).

 

Scholarly Accomplishments

Paxton, J. "Savings Mobilization by Non-Bank Financial Intermediaries in Rural Mexico" The World Bank,

forthcoming.

 

Paxton, J., Graham, D., and Thraen, C. "Modeling Group Loan Repayment Behavior: New Insights from Burkina Faso"

Economic Development and Cultural Change, University of Chicago Press, April, 2000.

< DD> 

Paxton, J. and Cuevas, C. "Outreach and Sustainability of Member-Based Rural Financial Intermediaries" Proceedings

from the International Agricultural Economics Association Meetings, Sacramento, CA, 10-16 August, 1997, edited by IFPRI, forthcoming.

 

Paxton, J. "Balancing Outreach and Sustainability: Evidence from 12 Latin American Financial Institutions" Sustainable

Banking with the Poor, The World Bank, 1999.

 

Paxton, J. "A Case Study of Women's World Banking Colombia" Sustainable Banking with the Poor, The World

Bank, 1999.

 

Burnett, J., Cuevas, C., and Paxton, J. "The Cajas Municipales de Ahorro y Crédito of Peru " Sustainable Banking with

the Poor, The World Bank, 1999.

 

Paxton, J. "A Case Study of Banco Caja Social Colombia" Sustainable Banking with the Poor, The World Bank,

1998.

 

Ouattara, K., Baydas, M., and Paxton, J. "Building an African Credit Union from the Ground Up: Lessons from the

Caisses Populai res d'epargne et de credit in Niger" Sustainable Banking with the Poor, The World Bank, 1998.

 

Paxton, J. "Case Study of FINCA Costa Rica: Accomplishments and Obstacles" Sustainable Banking with the Poor, The

World Bank, 1997.

 

Dichter, T. and Paxton, J. "Case Study of CARE Kenya" Sustainable Banking with the Poor, The W orld Bank, 1997.

 

Fidler, P. and Paxton, J. "An Inventory of Microfinance Institutions in East Asia and the Pacific" Sustainable Banking

with the Poor, The World Bank, 1997.

 

Fidler, P. and Paxton, J. "An Inventory of Microfinance Institutions in South Asia" Sustainable Banking with the Poor,

The World Bank, 1997.

 

Fidler, P. and Paxton, J. "An Inventory of Microfinance Institutions in Latin America and the Caribbean" Sustainable

Banking with the Poor, The World Bank, 1997.

 

Fidler, P. and Paxton, J. "An Inventory of Microfinance Institutions in East, Central, and South Africa" Sustainable

Banking with the Poor< /I>, The World Bank, 1997.

 

Fidler, P. and Paxton, J. "An Inventory of Microfinance Institutions in West Africa" Sustainable Banking with the

Poor, TheWorld Bank, 1997.

 

Paxton, J. "Case Study: CARE Guatemala's Women's Village Banking Program" Sustainable Banking with the Poor,

The World Bank, 19 96.

 

Paxton, J. "Determinants of Successful Group Loan Repayment: In Application to Burkina Faso" Ohio State University

dissertation, 1996.

 

Paxton, J. "A Worldwide Inventory of Microfinance Institutions" Sustainable Banking with the Poor, The World Bank,

1996.

 < /DD>

Paxton, J. "Case Study: Le Projet de Promotion du Petit Crédit Rural, Burkina Faso" Sustainable Banking with the

Poor, The World Bank, 1995.

 

Cuevas, C. and Paxton, J. "The Informal Financial Sector in El Salvador" USAID, 1991.

 

Paxton, J. "Real Wage Trends in Paraguay 1980-1988" U.S.Department of State, 1988.