Ohio University


What is Financial Well-Being?

Financial Well-Being can be defined as a ‘state’ of wealth that can be achieved by individuals or families - irrespective of income levels. Financial well-being is having an understanding of your financial situation and taking care of it in such a way that you are prepared for financial changes. Maintaining that balance consists of being comfortable with where your money comes from and where it is going.

Financial Resources

Most people stress over money at some point during their lifetime. Learning money management skills now can help students define and reach their financial goals during college and beyond.

The Office of Student Financial Aid and Scholarships offers a valuable program to help students learn better ways to manage money and help navigate loan repayments options for students close to graduation. This informative financial literacy resource, GradReady, provides information to you help manage finances now and plan for tomorrow. You can watch a video, browse the website, and complete a budget worksheet. There are many resources designed just for you!

Creating an account takes less than 2 minutes and it's FREE! Simply click the "grad ready" link below to get started!


FIN2010 – Basic Personal Finance Course

This three credit hour class is offered fall and spring semesters. It introduces financial literacy, which includes understanding in the sources of personal income and how consumers spend, manage risk and save. Methods for saving and investing will be presented. The importance of personal credit scores and consumer debt, including credit cards, automobile loans and home mortgages will be discussed. Topics will also include goal setting, household budgeting and major purchase decision making. There will also be a discussion of retirement planning and the various ways to prepare for retirement. Students will be trained to calculate mortgage and car loan payments and the value of an investment. The purpose of this course is to prepare students to solve personal financial problems and make good financial decisions.

Campus Resources

External Resources