All J-1 Scholars: Health Insurance
Federal J visa regulations require all J-1 and J-2 visa holders to carry health insurance for the entire duration of their program.
Coverage Requirements
The insurance must meet or exceed the following requirements:
|
Coverage Type |
Minimum coverage |
|---|---|
|
Medical benefits (per accident or injury) |
$100,000 |
|
Repatriation of remains |
$25,000 |
|
Medical evacuation |
$50,000 |
|
Maximum Deductible (per accident or illness) |
$500 |
Purchase Options
If you will receive a salary from Ohio University, you may be eligible for insurance benefits. If so, you will sign up for your insurance after your arrival, when you attend your Human Resources orientation.
If you will not receive a salary from Ohio University, you must purchase health insurance on your own. You have three options:
Option 1: Purchase the Ohio University student insurance plan. To make this purchase, you will need to work directly with the insurance office on campus.
Option 2: Purchase a J-1 Exchange Visitor appropriate policy from one of the following known companies. (Please note that Ohio University does not endorse these companies.)
- IMG-Patriot Exchange Program
- ISO Insurance-J-1 Exchange Plan
- International Student Insurance-Student Secure Plan
Option 3: Find and purchase a different policy that meets these minimum requirements. You will need to provide the policy details to ISFS at check-in. If we determine that the policy does not meet the J-1 regulatory requirements, we may not accept the policy. In that scenario, you must either purchase a new policy or purchase additional coverage.