TRAVEL ABROAD HEALTH INSURANCE
International Identity Cards
In order to have a minimal form of insurance coverage, all Ohio University students participating in a study abroad program must obtain the International Student Identity Card (ISIC) prior to departure. For faculty traveling overseas, the International Teacher Identity Card (ITIC) is strongly recommended. Each International Identity Card purchased in the U.S. provides basic accident and sickness insurance for travel outside of the United States regardless of cardholder citizenship, including hospital stays, accident medical expenses, emergency evacuation, accidental death and dismemberment, repatriation of remains, passport protection, baggage delay insurance and a 24-hour, toll-free Help-Line. Benefits are provided on a reimbursement basis so the Cardholder should ensure that all records and receipts are kept. For more information, go to: benefits.
Ohio University Student Health Insurance for Study Abroad
Ohio University students planning to study abroad are encouraged to contact their parents' insurance company to determine whether they would be covered on an existing policy while abroad. If not, or in addition, students may purchase an Ohio University student insurance policy beginning in the quarter in which they will go abroad. Once a student has purchased the insurance for one quarter, the plan continues for the rest of that academic year.
Medical expenses for an accident or sickness are covered according to policy guidelines. In some countries, students need to pay for medical services at the time of treatment overseas, and then bring the doctor or hospital bill to the Ohio University Student Insurance Office in Hudson Health Center 012 for assistance in submitting an insurance claim for reimbursement. It is fine for the bill to be in a foreign currency; the key facts are the diagnosis and what the doctor did. This policy will also cover medical evacuation in case an individual needs to be moved to another country or to the United States to receive treatment; it also provides repatriation benefits. To arrange prior approval for medical evaluation, call 1-(800) 526-1379. For more information, contact the Ohio University Student Insurance Office at: firstname.lastname@example.org or(740) 597-1816.
Ohio University Faculty and Staff Health Insurance
Ohio University employees are covered by the university's health plan when traveling abroad. In most instances, individuals will be required by the hospital/physician to pay for medical expenses at the time care is received. Employees should ask for detailed records and receipts, and submit them to the university's insurance carrier for reimbursement.
For information on Ohio University insurance for international students and faculty members, please visit
http://www.ohiou.edu/isfs/. Since medical care is very expensive in the United States, Ohio University requires all students to carry health insurance, which must be purchased through Ohio University. Do not buy medical insurance at home. Ohio University's insurance will meet all requirements. However, students whose government scholarship agencies provide health insurance for them will not be required to purchase Ohio University health insurance.
For any questions about health insurance you may contact Jacqueline M. Legg in Student Health Services at (740) 593-1660 or email@example.com or someone in the office of International Student and Faculty Services at (740) 593-4330 or firstname.lastname@example.org
Summary of ISIC/ITIC Insurance Benefits:
$5,000 Air Accidental Death and Dismemberment
- Covers death and loss of limb or eyesight while riding on a regularly scheduled airline within 180 days of an accident.
$1,000 Excluding Air Accidental Death and Dismemberment
- Covers death and loss of limb or eyesight within 180 days of an accident.
$5,000 Accident Medical Expense
- No daily limits or deductibles.
- Reimburses for doctor, hospital, ambulance services and prescription medication. Initial treatment must be received during trip.
- Reimburses for accident emergency dental expenses while on your trip.
$100 Per Day Sickness/Hospital Benefit
- Reimburses $100 per day up to 60 days for hospital costs due to sickness.
$50 Baggage Delay
- Reimburses for the purchase of essential items if your bags are delayed for more than 24 hours only while traveling outside of the United States.
$250,000 Emergency Evacuation
- Reimburses for evacuation to nearest adequate medical facility.
- Reimburses up to $5,000 for medical escort.
$25,000 Repatriation of Remains
- In the event of death while traveling, reimburses the reasonable covered expenses incurred to return your body to the United States.
$250 Passport Replacement Service
- Reimburses the direct loss due to loss of the Insured's passport during the Insured's trip.
Access to 24-Hour Emergancy Help Line
- Advancement of funds to cover on-site medical expenses.
- Telephone interpretation services in major languages.
- Replacement of lost passport and other incidentals as may be required.
- Assistance to locate local physicians, dentists, or medical facilities.
- Monitoring your condition by a professional and contacting your personal physician.
- Evacuation to a hospital, treatment facility or back home.
- 24-hour emergency hotline.
- Pre-trip medical advisories.
- Provide claim forms and certificates.
To apply for the International Teacher Identity Card (ITIC) or International Student Identity Card (ISIC), submit the following documents to the Office of Education Abroad, Gordy Hall 107:
- a passport-size photograph
- a completed application form (available in the Office of Education Abroad)
- $22.00 application fee
- Your application takes approximately one week to process. Contact the Office of Education Abroad, 593-4583, email@example.com for further details.