The Office of Global Opportunities advise that you consider insuring your trip. While this type of trip or travel insurance is optional, it will help you recoup your money if a flight, program or other activity is interrupted or cancelled.
If you choose to purchase travel or trip insurance, make sure you select a plan that includes so-called Cancel for Any Reason (CFAR) and Interrupt for Any Reason (IFAR) insurance. Participants may choose to purchase this type of insurance through Gallagher Insurance's partner company Travel Insured International.
Many other providers offer similar comprehensive insurance plans. You should research and select the plan that's right for you.