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Loans are a type of financial aid that must be repaid. Repayment usually begins 6 months after graduation, but if you leave school or drop below half-time enrollment status, repayment begins six months later.

Available Loans

  • Federal Perkins Loan:
    This loan is a low-interest (5%) loan that is part of the campus-based aid program and awarded to students with financial need. Students must complete the FAFSA application by the First Priority March 15th deadline. Awards vary up to $1,800 per year.

  • Federal Direct Student Loan Program:
    Ohio University participates in the Federal Direct Lending Program. The U.S. Department of Education is the lender and delivers the proceeds through the University. The FAFSA application must be completed to meet eligibility requirements. Financial need is not required for the Federal Direct Unsubsidized Loan.
    (Complete entrance counseling and the master promissory note.)

  • Federal Direct Plus Loan Program:
    Plus loans enable parents with good credit histories to borrow to pay the education expenses of an undergraduate student. The FAFSA application must be completed to meet the eligibility requirements. Repayment begins 60 days after receipt of final disbursement for the year.

  • Nurse Education Assistance Loan Program (NEACP):
    It provides financial assistance to Ohio Students enrolled for at least half-time study (or accepted for enrollment) in an approved Ohio Nurse education program. Recipients may be eligible for loan cancellation at a rate of 20% per year for a maximum 5 years if the recipient is employed in the clinical practice of nursing in the state of Ohio.



Disbursements & Loans: Office for loans and disbursements and for the Federal Perkins Loans Program.

Loan Decisions: Information about your loans.