Dental & Orthodontia Coverage
The Dental Plan is designed to help employees and their family members maintain good dental health through regular preventive care and assist in paying larger dental expenses.
- Fiscal Year Deductible: $25 per covered person
- Coinsurance: Plan pays 80%, Employees pay 20%
- Benefit Maximum: $750 per person per fiscal year
Each year, employees must satisfy a fiscal year deductible. After that, when covered dental charges are incurred, the plan pays a percentage of the customary and reasonable charges up to the benefit maximum. Employees are responsible for the coinsurance payment (and any amount over the customary and reasonable charge).
You may choose Dental/Orthodontic coverage for yourself and/or your dependents. Orthodontia coverage includes Dental (as listed above) and Orthodontia as follows:
- Coinsurance: Plan Pays 50%, You Pay 50%
- Benefit Maximum: $1,000 Lifetime Maximum
The plan will pay 50% of covered expenses up to $1,000. This amount applies to each covered person separately, up to a lifetime benefit of $1,000. The Orthodontic Plan only covers expenses that begin after your coverage begins.