Student Health Insurance

2014/2015 Student Health Insurance Policy Brochure

Domestic Students (Athens Campus)
Waiver Instructions

Reduced Credit Hour Voluntary Enrollment
Enrollment After Completion of a Waiver
International Students
International Dependents
Domestic Dependents
Regional Campus Students

Regional Campus Dependents
Frequently Asked Questions/ID Cards

 

The Student Health Insurance Policy offered by Ohio University, and provided by United Healthcare Student Resources, offers Domestic, International, and Regional Campus students a comprehensive commercial health insurance policy at an affordable cost. The policy meets and exceeds all Healthcare Reform Guidelines and required mandates.

Domestic Students (Athens Campus)
Major medical insurance coverage is mandatory for all Ohio University Athens campus students. Domestic students registered on time for five (5) or more Athens campus credit hours (including Athens Campus online classes) will automatically be enrolled and billed for a health insurance policy offered by Ohio University, and provided by United Healthcare Student Resources. Students who do not wish to purchase the policy offered by Ohio University can decline it by completing an online waiver through their My OHIO Student Center prior to the posted deadline. For additional information regarding the insurance policy, visit www.uhcsr.com/Ohio, or contact the Ohio University Student Health Insurance Administrator at studentinsurance@ohio.edu.

The annual policy coverage period is from August 16, 2014 through August 15, 2015. The annual student premium is $1,635.00. Ohio University assesses the health insurance premium for domestic Athens campus students each semester. The year-round policy is charged to the student account in 6-month increments. The premium of $818.00 will be charged to the student account Fall semester and Spring semester if the student is registered on time for at least five (5) Athens campus credit hours (including Athens Campus online classes). This allows students to continue to covered during summer break without having to take Summer Semester classes.

Students eligible to waive the Student Health Insurance will have access to the online waiver available through their My OHIO Student Center once registration and charges have been assessed for the term. Instructions to complete the online waiver form are as follows:

  • Sign into My OHIO.
  • Select the Accounts tab.
  • Sign into My OHIO Student Center
  • In the Finances section, select Waive Optional Fees.
  • Select the fee you wish to waive.
  • Follow the instructions to complete the waiver.
  • Wait for the confirmation receipt to appear; print it for your records.

To waive the Ohio University Health Insurance and other waivable fees as an Authorized User:

  • Log into https://webapps.ohio.edu/authorized-access/.
  • Select Waive Optional Fees.
  • Select the fee you wish to waive.
  • Follow the instructions to complete the waiver.
  • Wait for the confirmation receipt to appear; print for your records.

Completing a waiver for Fall Semester will waive the insurance policy for Fall 2014, and Spring and Summer semesters of 2015.

Completing a waiver for Spring semester will waive the insurance policy for Spring and Summer semesters of 2015.

Completing a waiver for Summer semester will waive the insurance policy only for Summer semester 2015.

 

Semester

Coverage Period

Premium

Deadline to Waive the Insurance

Fall

08/16/2014 - 02/14/2015

$818.00

September 12, 2014

Spring

02/15/2015 - 08/15/2015

$818.00

January 30, 2015

 

If Spring semester 2015 is your first term in attendance with 5 or more Athens campus credit hours, or if you are electing student health insurance for the first time during the academic year, the following applies:

Semester

Coverage Period

Premium

Deadline to Waive the Insurance

Spring

01/12/2015 - 08/15/2015

$965.00

January 30, 2015

 

If Summer semester 2015 is your first term in attendance with 5 or more Athens campus credit hours or if you are electing student health insurance for the first time during the academic year the following applies:

Semester

Coverage Period

Premium

Deadline to Waive the Insurance

Summer

05/11/2015 - 08/15/2015

$434.00

May 29, 2015

 

Reduced Credit Voluntary Enrollment
Domestic students taking (1) or more credit hours are eligible to enroll in the student health insurance on a voluntary basis prior to the open enrollment deadline each semester.  Enrollment forms for domestic Athens campus students can be found on the United Healthcare Student Resources website www.uhcsr.com/Ohio or by emailing studentinsurance@ohio.edu. An enrollment form must be completed each semester prior to the enrollment deadline, and returned to the Student Health Insurance Administrator. Forms may be emailed to studentinsurance@ohio.edu or faxed to 740-593-0699. Enrollment forms submitted past the deadline will not be accepted by United Healthcare Student Resources.

Semester

Coverage Period

Premium

Enrollment Deadline

Fall

08/16/2014 - 02/14/2015

$818.00

September 12, 2014

Spring

02/15/2015 - 08/15/2015

$818.00

January 30, 2015

If Spring semester 2015 is your first semester enrolling in the student health insurance during the academic year, the following applies:

Semester

Coverage Period

Premium

Enrollment Deadline

Spring

01/12/2015 - 08/15/2015

$965.00

January 30, 2015

If Summer semester 2015 is your first term enrolling in the student health insurance during the academic year the following applies:

Semester

Coverage Period

Premium

Enrollment Deadline

Summer

05/11/2015 - 08/15/2015

$434.00

May 29, 2015

 

 

Re-Enrollment
Students that have previously waived out of the Student Health Insurance plan offered by Ohio University are required to enroll in the University insurance plan if they are no longer covered by a major medical health insurance policy.  Enrollment forms must be submitted prior to the posted enrollment deadline each semester. Students will not be automatically enrolled in the health insurance policy after completing a waiver for a previous semester during the same academic year. An enrollment form must be completed and submitted to the Student Health Insurance Administrator prior to the posted enrollment deadline as listed below.  Enrollment forms can be found at www.uhcsr.com/Ohio or by emailing studentinsurance@ohio.edu

Semester

Coverage Period

Premium

Enrollment Deadline

Fall

08/16/2014 - 02/14/2015

$818.00

September 12, 2014

Spring

02/15/2015 - 08/15/2015

$818.00

January 30, 2015

 

If Spring semester 2015 is your first semester enrolling in the student health insurance during the academic year, the following applies:

Semester

Coverage Period

Premium

Enrollment Deadline

Spring

01/12/2015 - 08/15/2015

$965.00

January 30, 2015

 

If Summer semester 2015 is your first term enrolling in the student health insurance during the academic year the following applies:

Semester

Coverage Period

Premium

Enrollment Deadline

Summer

05/11/2015 - 08/15/2015

$434.00

May 29, 2015

 

International Students
The annual policy coverage period is from August 16, 2014 through August 15, 2015. The annual student premium is $1,635.00. Ohio University assesses the health insurance premium for International Athens campus students each semester. The year-round policy is charged to the student account in 6-month increments. The premium of $818.00 will be charged to the student account Fall semester and Spring semester if the student is registered for at least (1) Athens campus credit hour. This allows students to continue to be covered during summer break without having to take Summer Semester classes.

International students cannot access the online waiver for the health insurance offered by the University.

Semester

Coverage Period

Premium

Fall

08/16/2014 - 02/14/2015

$818.00

Spring

02/15/2015 - 08/15/2015

$818.00

 

If Spring 2015 is your first semester in attendance, the following applies:

Semester

Coverage Period

Premium

Spring

01/12/2015 - 08/15/2015

$965.00

 

If Summer 2015 is your first semester in attendance, the following applies:

Semester

Coverage Period

Premium

Summer

05/11/2015 - 08/15/2015

$434.00

 

International Dependents
Dependents of International Students residing with the student must also be enrolled in the health insurance policy offered by Ohio University. Students must complete enrollment applications for their dependents each semester. These forms can be found online through the United Healthcare Student Resources website www.uhcsr.com, or by contacting the Ohio University Student Insurance Administrator at studentinsurance@ohio.edu. Failure to purchase the required health insurance for International Dependents may result in a Hold being placed on the student’s account.

Premium rates for dependent coverage will be charged to the student's account through the Office of the Bursar. (Please note: The rate for "Children" includes coverage for all dependent children of the student inclusively. This rate is not charged per child.)

Domestic Dependents
Dependents of domestic students are eligible to enroll in the Student Health Insurance policy on a voluntary basis for periods in which the student is also enrolled in the Student Health Insurance. Premium rates for dependent coverage will be charged to the student’s account through the Office of the Bursar.  Enrollment forms can be found at www.uhcsr.com after first selecting Ohio University. Enrollment forms for dependents must be completed each semester, and returned to the Student Health Insurance Administrator prior to the enrollment deadline.  (Please note: The rate for "Children" includes coverage for all dependent children of the student inclusively-This rate is not charged per child.)

Dependent

Semester

Coverage Period

Premium

Enrollment Deadline

Spouse/Domestic Partner

Fall

08/16/2014 - 02/14/2015

$1,564.00

September 12, 2014

Children (All)

Fall

08/16/2014 - 02/14/2015

$913.00

September 12, 2014

 

Dependent

Semester

Coverage Period

Premium

Enrollment Deadline

Spouse/Domestic Partner

Spring

02/15/2015 – 8/15/2015

$1,564.00

January 30, 2015

Children (All)

Spring

02/15/2015 – 8/15/2015

$913.00

January 30, 2015

 

If Spring Semester 2015 is the first time during the academic year in which dependents are enrolled in the insurance, the following applies:

Dependent

Semester

Coverage Period

Premium

Enrollment Deadline

Spouse/Domestic Partner

Spring

01/12/2015 – 8/15/2015

$1,850.00

January 30, 2015

Children (All)

Spring

01/12/2015 – 8/15/2015

$1,080.00

January 30, 2015

 

If Summer Semester 2015 is the first time during the academic year in which dependents are enrolled in the insurance, the following applies:

Dependent

Semester

Coverage Period

Premium

Enrollment Deadline

Spouse/Domestic Partner

Summer

05/11/2015 – 8/15/2015

$831.00

May 29, 2015

Children (All)

Summer

05/11/2015 – 8/15/2015

$485.00

May 29, 2015

 

 

Regional Campus Students
The Regional Campus Policy has been revised to better meet the needs of the students. Changes to the policy include but are not limited to: Reduced Premium Rates, Reduced Exclusions and Limitations, Coverage for Summer Semester and Academic Breaks, Expanded Network, Reduced Patient Expenses, as well as the ability to have the premium cost applied to the student account.  Regional Campus students are now eligible to enroll in the same policy offered to the Athens Campus students on a voluntary basis during open enrollment periods. Open enrollment will begin (2) weeks prior to the start of each semester, and continue through the posted enrollment deadline for each semester. Insurance coverage will apply only to the dates of coverage for the semesters listed below, regardless of submitting enrollment forms prior to the start of the semester. Voluntary enrollment will not be accepted by the insurance company past the posted enrollment deadline.

Regional Campus students enrolled for one (1) or more credit hours are eligible to enroll in the Student Health Insurance policy offered by Ohio University, and provided by United Healthcare Student Resources. The annual coverage period is from August 16, 2014 to August 15, 2015. The year-round policy is charged to the student account in 6-month increments. Ohio University assesses the health insurance premium each semester. The semester premium is $818.00 for Fall Semester and $818.00 for Spring Semester.  The premium of $818.00 will be charged to the student’s account Fall semester and Spring semester if registered for (1) one or more credit hours and elect to enroll in the policy. Enrollment forms must be completed and submitted to the Student Health Insurance Administrator at studentinsurance@ohio.edu prior to the posted enrollment deadline to be accepted.  Enrollment forms for Regional Campus students can be found at www.uhcsr.com/Ohio or by emailing studentinsurance@ohio.edu.

Semester

Coverage Period

Premium

Enrollment Deadline

Fall

08/16/2014 - 02/14/2015

$818.00

September 12, 2014

Spring

02/15/2015 - 08/15/2015

$818.00

January 30, 2015

 

If Spring Semester 2015 is the first time electing the Student Health Insurance during the academic year, the following applies:

Semester

Coverage Period

Premium

Enrollment Deadline

Spring

01/12/2015 - 08/15/2015

$965.00

January 30, 2015

 

If Summer Semester 2015 is the first time electing the Student Health Insurance during the academic year, the following applies:

Semester

Coverage Period

Premium

Enrollment Deadline

Summer

05/11/2015 - 08/15/2015

$434.00

May 29, 2015

 

Regional Campus Dependents
Dependents of domestic students are eligible to enroll in the Student Health Insurance policy on a voluntary basis for periods in which the student is also enrolled in the Student Health Insurance. Premium rates for dependent coverage will be charged to the student’s account through the Office of the Bursar.  Enrollment forms can be found at www.uhcsr.com after first selecting Ohio University, or by emailing studentinsurance@ohio.edu. Enrollment forms for dependents must be completed each semester, and returned to the Student Health Insurance Administrator prior to the posted enrollment deadline.  (Please note: The rate for "Children" includes coverage for all dependent children of the student inclusively-This rate is not charged per child.)

Dependent

Semester

Coverage Period

Premium

Enrollment Deadline

Spouse/Domestic Partner

Fall

08/16/2014 - 02/14/2015

$1,564.00

September 12, 2014

Children (All)

Fall

08/16/2014 - 02/14/2015

$913.00

September 12, 2014

 

Dependent

Semester

Coverage Period

Premium

Enrollment Deadline

Spouse/Domestic Partner

Spring

02/14/2015 – 8/15/2015

$1,564.00

January 30, 2015

Children (All)

Spring

02/14/2015 – 8/15/2015

$913.00

January 30, 2015

 

If Spring Semester 2015 is the first time during the academic year in which dependents are enrolled in the insurance, the following applies:

Dependent

Semester

Coverage Period

Premium

Enrollment Deadline

Spouse/Domestic Partner

Spring

01/12/2015 – 8/15/2015

$1,850.00

January 30, 2015

Children (All)

Spring

02/14/2015 – 8/15/2015

$1,080.00

January 30, 2015

 

 If Summer Semester 2015 is the first time during the academic year in which dependents are enrolled in the insurance, the following applies:

Dependent

Semester

Coverage Period

Premium

Enrollment Deadline

Spouse/Domestic Partner

Summer

05/11/2015 – 8/15/2015

$831.00

May 29, 2015

Children (All)

Summer

05/11/2015 – 8/15/2015

$485.00

May 29, 2015

 

Frequently Asked Questions

Where can I obtain my insurance ID card?
United Healthcare Student Resources is a paperless company and is no longer automatically mailing ID cards to students. After the waiver deadline has passed, the University will send the roster of insured students to United Healthcare Student Resources. Once enrollment has been processed by the insurance company, the insurance company will send an email to the insured student’s ohio.edu email address notifying them that their ID card is available. From this email, students will be prompted to create an account online with United Healthcare at www.uhcsr.com to manage their benefits and obtain their ID card. From the account, students may print a copy of their ID card, upload a digital copy to a smartphone or tablet, or request United Healthcare Student Resources to mail them a hard copy of the ID card. ID cards that are mailed will be sent to the address the student has listed as their permanent address on file with Ohio University.

Students may also obtain a copy of their insurance ID card after the waiver deadline has passed from the Student Health Insurance Administrator, located in Campus Care on the second floor in the Business Office. If a student is in need of only a digital copy of the insurance ID card, they may email the Student Health Insurance Administrator at studentinsurance@ohio.edu to have a copy of the document emailed to them.

 

How do I re-enroll in the University Health Insurance plan if I have already submitted a waiver?
Students can choose to re-enroll in the University Health Insurance plan during open enrollment periods at the beginning of each semester. Open enrollment will begin (2) weeks prior to the start of each semester, and continue through the posted enrollment deadline for each semester. The re-enrollment application must be submitted to the Student Health Insurance Administrator.  Newly enrolled students must complete the enrollment forms during the open enrollment periods. Failure to do so may result in the insurance company denying the enrollment after the posted enrollment deadline.

 

How can I determine what physician’s and facilities are In-Network with my insurance plan?
After creating the online account with United Healthcare Student Resources, there is a Provider Locator feature on the insurance website that can be used to determine In-Network Physicians. A link to the Provider Locator can be found here.  (You MUST select the United Healthcare Choice Plus Network).

Where do I go if I need verification of enrollment for my private insurance?
Verification of enrollment can be obtained from the Office of the Registrar.

Where can I locate information regarding my health insurance policy?
Students who wish to review the detailed policy brochure may locate the document through their online account with United Healthcare Student Resources. A copy may also be emailed to the student by contacting the Student Health Insurance Administrator at studentinsurance@ohio.edu.

Who can I contact if I have questions about my policy?
You may contact United Healthcare directly at 1.800.767.0700 or contact the Ohio University Student Health Insurance Administrator at 740.593.1931 or studentinsurance@ohio.edu.

Who can I contact if I have difficulty creating my online account with United Healthcare Student Resources?
Assistance with the online account may be directed to United Healthcare Student Resources at 1.800.767.0700.

Who can I contact to obtain enrollment forms?
Enrollment forms may be found online at www.uhcsr.com after first selecting Ohio University, or by contacting the Student Health Insurance Administrator at studentinsurance@ohio.edu.